Wishing You a Merry Christmas and a Happy 2010!

2009 hasn't been a good year for me and my family. We lost a dear member of our family, my 21 year old stepson, and my sweetheart was laid off in September. But what we learned from this is that we should always appreciate each other, appreciate what we have, live in the present because we don't know what tomorrow will bring.
My husband recently came across this message and I would like to share it with you. It is called "The Mayonnaise Jar and Two Cups of Coffee", not a very inspiring title, but a beautiful message.

The Mayonnaise Jar and Two Cups of Coffee

When things in your life seem almost too much to handle, when 24 hours in a day are not enough, remember the mayonnaise jar and two cups of coffee.
A professor stood before his philosophy class and had some items in front of him.
When the class began, he wordlessly picked up a very large and empty mayonnaise jar and proceeded to fill it with golf balls.
He then asked the students if the jar was full.
They agreed that it was.
The professor then picked up a box of pebbles and poured them into the jar. He shook the jar lightly.
The pebbles rolled into the open areas between the golf balls.
He then asked the students again if the jar was full.
They agreed it was.
The professor next picked up a box of sand and poured it into the jar.
Of course, the sand filled up everything else.
He asked once more if the jar was full.
The students responded with a unanimous 'yes....'
The professor then produced two cups of coffee from under the table and poured their entire contents into the jar effectively filling the empty space between the sand.
The students laughed..
'Now,' said the professor as the laughter subsided, 'I want you to recognize that this jar represents your life.
The golf balls are the important things---your family, your children, your health, your friends and your favorite passions---and if everything else was lost and only they remained, your life would still be full.
The pebbles are the other things that matter like your job, your house and your car..
The sand is everything else---the small stuff.
'If you put the sand into the jar first,' he continued, 'there is no room for the pebbles or the golf balls.
The same goes for life.
If you spend all your time and energy on the small stuff you will never have room for the things that are important to you.
Pay attention to the things that are critical to your happiness.
Spend time with your children..
Spend time with your parents.
Visit with grandparents.
Take your spouse out to dinner.
Play another 18.
There will always be time to clean the house and fix the disposal.
Take care of the golf balls first---the things that really matter.
Set your priorities.
The rest is just sand.
One of the students raised her hand and inquired what the coffee represented.
The professor smiled and said, 'I'm glad you asked.'
The coffee just shows you that no matter how full your life may seem, there's always room for a coffee with a friend..

I want to wish you all a very Merry Christmas, filled with love, warmth and peace, and that the New Years brings us all many many things to be grateful for, success, love and Happiness!


Searching for homes? Try our website!

Open House Tuesdays!

Tuesday is Open House day for agents in this area. Today we had 6 of them, all in Gloucester and Hayes. One of them was canceled. The first one was in Holly Springs, great location, beautiful 2 story colonial, built in 1996. 3 Beds/2.5 Baths, 1710 sq ft on .68 acre. One of my favorite features on this one was the back deck with an above ground pool, and the tile floors downstairs. The house is listed in the $200's. Brent served barbecue and coleslaw which were really good. From there I headed to Hayes. This second one was a 3 Bedroom/2 Bathroom rancher, with a huge detached garage which is heated. Beautiful layout, nice rear deck, fenced yard. Great for a first home! Priced in the low $200's. Cathleen served a delicious hot crab dip with crackers, cheese, fruit and iced tea.
Not far from that one was another rancher, spacious 3 Bed/2 Bath home has it! Large bonus room over garage, office/study, private Master suite with full bath. Brand new carpet throughout. New windows, large fenced in back yard. Home Warranty. Amy has it listed in the low $200's.
Just down the road is Alison's listing, in the high $200's. Beautiful place, you must see it to truly appreciate it. Spacious eat in kitchen, family room, huge fireplace in family/living room, spacious master suite with lots of closets and a large walk in closet and large master bathroom as well. Beautiful kitchen with a bay window overlooking the rear deck that features a hot tub! Master suite opens up to rear deck as well. 2 car attached and 2 car detached garage! Must see! 3 Bed/2.5 bath, and 2391 sq ft!! Alison had sandwiches and lemonade.

Last but not least, is this 3 Bed/3.5 Bath Colonial on Quail Hollow. Darling home, great layout, top of the line stainless steel appliances, beautiful screened in porch, ready to move in! Another must see!! Priced in the high $200's.

Homes I've Previewed Lately

Here are some listings I have previewed in the last few months. Some of them were open houses, some of them I showed or previewed for clients. Let me know if you would like more information on any of them!
This is a beautiful farmhouse in Mathews, with 40 acres, offered in the low $200's. Very private, lots of potential here.

This one is a cute farmhouse with over 17 acres in Gloucester. Beautiful grounds. Very Private.

3 Bed/3 Bath in North Gloucester, waterfront, on 2.42 Acres on the Piankatank

Cape Cod circa 1945 in beautiful Gwynns Island

The Hyco House in central Mathews. Centrally located right in town, great potential for a Bed and Breakfast, 8 Bedrooms/6 Bathrooms.

4 Bed/2.5 Bath Farmhouse in Mathews. 2463 sq ft, 1.95 acres; Inground swimming pool, waterviews of the Mobjack Bay. Needs a little TLC. Offered in the low $200's!!

3 Bed/3 Bath Farmhouse in Mathews, on 3.8 acres, circa 1900, 3000 sq ft

3 Bed/2.5 Bath farmhouse, circa 1850 in Saluda. On 2.5 acres

5 Bed/2 Bath Cape Cod in Mathews, circa 1922 on 1.9 acres. Offered in the $200's

4 Bed/2 Bath Victorian in Hallieford. 3.3 acres, quiet private setting, 3000 sq ft, built in 1924

Gorgeous farmhouse in Middlesex County, with deeded water access and waterview of the Rappahannock River. Move in ready. 4 Bed/3.5 Baths, circa 1649. 2831 sq ft, on 1.5 acres. Offered in the low $400's

3 Bed/2 Bath Colonial in Gloucester, circa 1846. Offered in the low $200's

3 Bed/1.5 Bath Cape Cod in Mathews. Completely updated, move-in ready. Beautiful landscaping. Low $200's

3 Bed/1 Bath Farmhouse on 25.804 acres in Mathews. Circa 1910, offered in the low $200's. This is grandma's house at its best. Very private and quaint.

So private! The Bluff in West Point on the Pamunkey River! Must see to appreciate it! 4 Bed/3 Bath Ranch on 3.43 acres. Endless views of the River. Great water depth.

Beautiful fixer upper Victorian, circa 1900 in Gloucester, waterfront on the York River. Offered in the low $400's

Privacy abounds. Beautiful setting on the on Harpers Creek off the Piankatank in Gloucester. 3 Bed/2.5 Bath on 5.24 acres.

4 Bed/2 Bath Colonial/Farmhouse in Mathews, beautifully restored, on 6.5 acres, circa 1834.

3 Bed/2 Bath ranch in Gloucester, on 2 acres.

3 Bed/2 Bath rancher in Gloucester on over 5 acres! Beautiful location! Parklike grounds!

3 Bed/3 Bath Farmhouse in Gloucester. Completely renovated, on 7.27 acres, mature trees, must see it to appreciate it! Picture doesn't do it justice.

Charming 3 Bed/2.5 Bath Waterfront Victorian in Gloucester, on the Piankatank. Very private setting!

Darling 3 Bed/2 Bath rancher in Mathews. Offered in the $150's. Completely renovated, custom cabinets, must see!

4 Bed/2 Bath farmhouse in Irvington. Walk to Irvington Shops, Vineyards and close to Carter Creek's Marinas

3 Bed/2.5 Bath Farmhouse in Irvington. G-O-R-G-E-O-U-S!!!

Another one in Irvington! Too precious, close to Carter Creek, beautiful grounds, courtyard, fish pond. 3 Bed/2.5 Bath Farmhouse circa 1876.

I attended 5 Open Houses this week, and these are the listings I've seen:

Huge potential for a Bed and Breakfast this one. 4 Bed/2 Bath Historical Victorian in Mathews on 7.8 acres on Put in Creek off the East River. Amazing place, so many possibilities!

4 Bed/2.5 Bath Cape Cod circa 1928 on 9 acres in Mathews. Close to town and public beach. Offered in the low $200's.


Another one that you must see to really appreciate it. I was blown away. 3 Bed/3.5 Bath waterfront ranch/contemporary on 2.65 acres in Mathews, on the East River. Immaculate. Pier, jetski lift, great views, hot tub, too many features to mention. You must check this one out!

Another one that really needs to be seen to be appreciated. Some homes are just that way, just like people, some people photograph so well others you need to work really hard to capture its soul in one picture. This one is in Mathews, on Winter Harbor, 3 Beds/3 Baths on 6.85 acres! 777' of waterfrontage! MUST SEE!!

I always wanted to see this one, I showed the waterfront lot next to it which is also wonderful. On the Mobjack Bay, surrounded by mature trees, endless views of Mobjack Bay and spectacular sunsets! 3 Bed/3 Bath Beach house on 1.1 acre in Mathews.


Market Comparison Report June-August 08/09 Sales are Up!

Market Comparison Report
Dates: 06/01/2009 to 08/31/2009
06/01/2008 to 08/31/2008
Property Types:
Areas: ,Mathews-North,Mathews-Central,Mathews-South
Jun 1 - Aug 31, 2008 Jun 1 - Aug 31, 2009 Difference Percentage
Property Type Units Dollars Units Dollars Units Dollars Units Dollars
Residential 19 6,527,195.00 29 10,263,500.00 10 3,736,305.00 52.63 57.24
Land 6 801,500.00 6 548,970.00 0 -252,530.00 0.00 -31.51
Commercial 0 0.00 0 0.00 0 0.00
Totals: 25 7,328,695.00 35 10,812,470.00 10 3,483,775.00 40.00 47.54

New Company, Lots of Showings

September has been a very busy month for me so far! It started with closing on a listing, the one on York Haven Lane was sold and closed on September 3rd, it sold for $630,000. Then right after that I was invited to join ERA Bay and River Real Estate, which I accepted and I am not a part of the ERA Bay and River team. I went to 6 open houses this week, showed 8 listings today (all older homes, older historical homes, before 1940's and older and will be showing 4 other listings tomorrow morning. Have shown listings in West Point, King and Queen, Jamaica, Saluda, Mathews, Gwynn's Island and Land in Lancaster, Northumberland and Mathews counties.

Market Activity in our MLS in July, for Mathews, Middlesex & Gloucester County

Market Activity in our MLS in July

New Listings (158)
Price Change (148)
Sold (70)
Pending Listings (63)
Expired Listings (80)

For the buyers looking for Waterfront Home on Davis Creek in Gloucester:

This is for the buyers that were looking for a waterfront home for sale on Davis Creek in Gloucester, there aren't any listings on Davis Creek in our MLS at the moment, there are however, 7 waterfront listing on the North River, in Gloucester, and they range in price from $485,000 for a beautiful 4 bed/2 bath contemporary romantic river home on 2.14 acres, really gorgeous, up to $2,200,000 for large luxury estates ( one has over 5.4 acres, the other 37+ acres of elegance on the North River). Interested? Want to hear about the other 4 listings? Contact me and we can schedule a showing!

Homes for Sale in Gwynn's Island, Va

There are 10 active listings in Gwynn's Island, in our mls. They range in price from $189,900 up to $679,000. Looking for homes in that area? Let me know and I can email you the mls sheets for them!

Rivers, Streams, Bays and Creeks of Gloucester, VA

York River
Jones Creek
Carter Creek
Briggs Cove
Cedarbush Creek
Poplar Creek
Mumfort Islands
Gloucester Point
Quarter Point
Gaines Point
Cowpen Neck
Allens Island
Cooper Point
Cuba Island
Timberneck Creek
Green Point
Chesapeake Bay
Sarah Creek
Northwest Branch
Bush Point
Northeast Branch
Jenkins Neck
Sandy Point
Big Island
Hell Neck
Gum Point
Guinea Marshes
Guinea Neck
Perrin River
Mobjack Bay
Monday Creek
Little Monday Creek
Browns Bay
John West Creek
Blevins Creek
Long Creek
King Creek
Glass Bay
Cedar Point
Cedar Neck
Lady Creek
Butler Creek
Thomas Creek
Bill Browns Creek
Holly Bush Creek
Rowes Creek
Thornton's Creek
Heywood Creek
Broad Marsh
Willetts Creek
Saddlers Neck
Vaughns Creek or
Vaughans Creek
Brays Landing
Bar Neck
Cod Point
Blunderring Point
Barren Point
Bryant Bay
Sterling Creek
Free School Creek
Whittaker Creek
School Neck Point
Robins Neck
Turtle Neck Point
Mud Point
Caucus Bay
Parsons Bay
Seven Cedar Point
Deep Point
Four Point Marsh
Two Stake Point
Ware River Point
Goat Point Creek
Sinclair Creek
Page Creek
Oldhouse Creek
Windmill Point
Roanes Wharf
Wilson Creek
Fox Mill Run
Deacons Neck
Ware Neck
Jarvis Point
Ware Neck Point
Silver Creek
Horse Point
Davis Creek
Lone Point
Ware River
North River
Severn River
Piankatank River
Anderson Point
Poropotank River
Poropotank Bay
Purtan Bay

Listing Presentation

When you list your house with me, this is what you'll get:
  • Trulia
  • Zillow
  • Local MLS
  • Featured Listing on this Blog (My Main Blog)
  • Featured on IsaBell K. Horsley Real Estate, Ltd main website
  • Mass Mail to Chesapeake Bay and River Association of Realtors Members
  • A Forever Expanding Database/Mailing List with over 1,000 of Realtors in all over Virginia, who will receive an email with your listing when it is first listed, and periodically if any changes are made to the listing
  • Postlets : Online FREE Flyer service. Beautiful flyers that are automatically syndicated to Backpage, DotHomes, Enormo, FrontDoor, Google Base, HotPads, Oodle, Local.com, Lycos, Trulia, Vast & Zillow. Plus I share/post the flyer on Facebook, Twitter & Myspace, and, best of all, I post it on Craigslist very often. Every 2 days in a different Craigslist location such as: Norfolk/Hampton Roads, Richmond, Charlottesville, Fredericksburg, Northern Virginia, Washington DC & Maryland.
  • I will take as many pictures as possible, with a 10 megapixel digital camera, and have as many pictures as any of these websites will allow me to. I will also have an online picture album with all the pictures, full sized and full resolution, so they are always available online, in one central location, and I will link to it from flyers, and wherever the property is listed.
  • Open House: When the house first comes on the market - an agent open house for all agents, then a public open house where postcards are sent to homeowners in the neighborhood, an ad on the paper announcing the upcoming open house and baloons and signs are placed at strategic places leading to the house - IF owners want an open house. We have not had much success with open houses lately, but I will hold one for you if you would like one.
  • High quality signage at property and in strategic areas leading to the property
  • Beautiful listing with pictures on the Gazette-Journal
  • Ads on other local papers, and newspapers in all over Virginia, depending on the listing, some listings sell better in Northern Virginia, Richmond and Hampton Roads Newspapers than others.
  • Single Property Website - Street address domain name, mobile, SMS TXT Flyers, and one-click Feeds, Flyers and Widgets;

Working on a Listing Presentation Portfolio

I am now working on a Listing Presentation to attach to this blog, to let all sellers know what my game plan is, how I can market their home to sell faster and for the best price.

In Memory of Matt - 1987-2009


Today's post has nothing to do with Real Estate. Today we received the devastating news that Matt, Mathew Ryan Roberts, my 21 year old step son, was shot and killed by his girlfriend's dad last night. Only 21, barely of the drinking age, had so much potential, also very troubled. We had hopes for him, so handsome, could be so attentive at times, but led a very intense life. Came all the way from South Florida to find his way and peace here in small town Mathews, maybe spend time with me and his dad, hang out at the island, go out on jetskis meet some good friends, go to college. That never happened for as soon as he got here he always managed to associate with people who were not the best influence on him. I wish he could have been happier, and stayed out of trouble, but kids don't usually make the best decisions... and his lead to this tragic ending. I saw him two weeks ago, he was looking for a job, trying to get things right, looked good, smelled nice, seemed happy. He gave me a long squeeze then. That was the last time I've seen him, and I want that image of him to stay with me. Only 21...
Matt, like a lot of kids his age, loved video games, smoked Newports, loved weird cartoons and Adult swim... He liked movies... He could write like nobody else... Wanted to become a sports writer, or a sports caster... and he was good at it... Knew anything about sports, any teams, any sports... He was a damn good chess player... beat his own dad (and Terry too!!) at chess... He was a ladies' man... For the last few years, he's been a one lady's man... the one whose father eventually pulled the trigger on Matt...
Matthew was also a poet... he wrote a lot... wrote beautiful letters too... Here's one of his poems...

Ticking away the moments that make up a dull day
You fritter and waste the hours in an offhand way.
Kicking around on a piece of ground in your home town
Waiting for someone or something to show you the way.

Tired of lying in the sunshine staying home to watch the rain.
You are young and life is long and there is time to kill today.
And then one day you find ten years have got behind you.
No one told you when to run, you missed the starting gun.

So you run and you run to catch up with the sun but it's sinking
Racing around to come up behind you again.
The sun is the same in a relative way but you're older,
Shorter of breath and one day closer to death.

Every year is getting shorter never seem to find the time.
Plans that either come to naught or half a page of scribbled lines
Hanging on in quiet desperation is the English way
The time is gone, the song is over,
Thought I'd something more to say.

wanting to demolish the bridges behind me
so that there's no choice left but to move forward

I am 20 years old.
I've been through a lot already, but not nearly enough.
Half the time I feel much older, the other half I feel younger.
I am still learning how to be honest with and about myself.

Matthew Ryan Roberts 1987-2009

http://www.dailypress.com/news/dp-now-mathews-homicide.j2,0,6000680.story
http://hamptonroads.com/2009/06/man-shot-and-killed-overnight-mathews-county
http://www.wvec.com/news/topstories/stories/wvec_local_060209_mathews_homicide_.3f1f1af6.html
http://www.dailypress.com/news/dp-local_mathomicide_0603jun03,0,487625.story
http://cosmos.bcst.yahoo.com/up/player/popup/?rn=4226712&cl=13783979&src=news

Some Changes, Exciting New Places in Mathews, VA

Well, if you haven't been to Mathews,Va since last summer, you have to come back this summer because there are so many new things going on here. For real. Richardson's Restaurant at the corner of Church & Main Street? MOVED. Moved down the street on Main Street across from the Bay School, where Bartlett's used to be. The new "Richardson's" is now called "Chef Todd's" and the service and food seem to be the same.
Southwind Pizza now opens an extra night a week, for dinner on Wednesdays, yay! There is another new restaurant in town called Stanstrings, in Cobbs Creek, they have really great food, breakfast, lunch and dinner, their pizza seems to be really good. I am sure Roz's Deli in Gwynns Island was already there last year, but some people are not aware of it as it is kind of "out of town". Great gourmet food, soups, wraps, sandwiches, wine, etc. And, what I have really been looking forward to all year: "The White Dog Inn", almost next door to Southwind Pizza, where the daycare "Bullfrogs and Butterflies" used to be. They are opening the first week in June (hopefully, if all go as planned) and they are going to have 2 guest rooms on second floor (B&B), a Coffee House/Shoppe, Bistro and Cocktail Bar.... Now how exciting is that??? Very, for me. They are going to have outdoor dining, outdoor bar, maybe live music from time to time, 1 or 2 beers on tap, among other great features. Also, the Pub, "Hops and Barley" closed last year, and will soon reopen under a different name and management. They would like to open this summer as well, maybe June, July? I need to get more info on that one, I took a picture of the posters they have up, and all I can remember is that they will have a buffet... More on that later. Ok, just saw that they put a sign up today, and they it says "Cap'n Ralph's Restaurant and Tavern". Also, the building where Richardson's used to be will reopen soon as well, under a similar name, Richardson's Cafe, I believe, and all I read in the poster was that they will serve your usual diner fare, with a healthy twist, plus ice cream. Also, the Dry Cleaners (Village Cleaners) now only occupies part of the building and the front of the building is going to be a gourmet store, with local gourmet foods, local stuff, wines from Virginia, etc. I am not sure of what they're calling the store. Ok, I just checked, they have a sign up and they are called "Real Goods". And last, but not least, Maggie's closed and now where Maggie's used to be is "Total Package : Home Decor, Antiques and Family Apparel". Now isn't that a lot for small town Mathews, for one summer? I want to take this opportunity to wish all these courageous entrepreneurs all the success in the world, let's strengthen our local economy!!!Look forward to seeing you all around Mathews this summer!

Waterfront Land in Mathews VA

There are currently 51 waterfront LAND listings in Mathews County right now, that are in the MLS I belong to. There are probably a few more FSBO or in different MLS. But here is the breakdown on waterfront listings in CBRAR mls today, for Mathews County:

They range from $13,900 up to $3,000,000 where the $13,000 one is for recreational purposes only "This is a peninsula of land known as the Landing in the original Horn Harbor subdivision. It is surrounded by the water of Horn Harbor on one side and a cove on the other. It could be used for recreational purposes and has the possibility for a pier to be built. No current pier permit. Subdivision survey on file. Some sandy beach/shore. Wide views of Horn Harbor and good water depth for a pier" and the $3,000,000 is 13 acres in Hallieford : "SPECTACULAR POINT OF LAND WITH EXTENSIVE VIEWS ACROSS HILLS BAY AND BEYOND TO THE CHESAPEAKE BAY. VIEWS OF GWYNN ISLAND ACROSS QUEEN'S CREEK AND DEEP WATER ON THE COVE OF QUEEN'S CREEK. THIS PENINSULA OF CLEARED LAND, SMALL FOREST AND BEACH IS IDEAL FOR A FAMILY ESTATE".


Statistics
(51 listings)

LowHighAverageMedianTotal
List Price$13,900$3,000,000$401,494$289,000$20,476,200
Days on Market31103269184--


The first, lowest in price, residential waterfront lot in Mathews right now is 2.5 acres on Blackwater Creek, at $89,000. There are 2 other lots adjacent to it, also for sale, all 3 cleared.
"BLACKWATER CREEK WATERFRONT & WATER ACCESS SUBDIVISION - LOT 3 - 2.50 ACRES READY TO BUILD ON - SEPTIC LETTER & SURVEY IN HAND- HEADWATERS OF BLACKWATER CREEK HOWEVER THERE IS A NICE COMMON AREA WITH PIER TO BE INSTALLED BY SELLER -QUICK TO GLOUCESTER 4 BEDROOM SEPTIC LETTER"

Then there is a 1.9 acre lot on Sloop Creek, listed at $99,950. Description says "
SEE THE STUNNING SUNSETS AND BEAUTIFUL VIEWS OF EAST RIVER, MOBJACK BAY AND PICTURESQUE SLOOP CREEK. CLOSEST LOT TO OUTLET TO BAY. A WATERFRONT VALUE. MUST SEE TO APPRECIATE. NICE PRIVATE ROAD, WONDERFUL WATERFRONT BUILDING LOT"

I selected 37 of those residential waterfront below $400,000 and here are the stats:


Statistics
(37 listings)

LowHighAverageMedianTotal
List Price$89,000$395,000$242,346$260,000$8,966,800
Days on Market31103262166--

Hope it gives you some insight on what is available here in Mathews, as waterfront land goes!1
Happy Memorial Day!

Great Article : REAL ESTATE: If your life is stable, it's time to buy

Today's market for residential real estate is made up of deals arising from broken loan modifications, short sales, foreclosures, bank owned properties, distressed sellers, receiverships and bankruptcy trustees.

This market is inefficient and chaotic. People want a bargain, and many are willing to wait for several months working through the short sale process. Others are willing to be a part of a frenzied bidding war over a bank-owned house.

Read more...